Residential Appraisers, Inc. is your FHA certified appraisal company

Residential Appraisers, Inc. is North Carolina state certified and on the FHA Roster of approved residential appraisers.  If you have an FHA-insured mortgage, be sure to contact Residential Appraisers, Inc., as we are approved and qualified to handle FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Residential Appraisers, Inc. is well-trained on how to work in accordance with the rules and regulations provided.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is backed by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the money in the loan - the FHA simply insures the loan by providing mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are designed to help low-to-moderate income consumers by easing credit qualifications. Remember that the lending agency approving a loan backed by the FHA is permitted to choose the appraisal company with which they'll work, different from VA appraisal panel.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are lifesavers to consumers with less starting capital.